Retirement Planning
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retire with new ambitions on your mind
Retirement does not mean the end of life; the end of ambitions. But finances play a massive role in our dreams. Don’t compromise on your dreams because you don’t have the finances; let us help you stay on track with your retirement goals so you can enjoy the life that comes after a prospering career
Our appraoch
- Decide Your Retirement Age
- Identify Suitable Products for Retirement
- Starting Early
- Identify Expenses That Come With Retirement
- Prepare You For Your Dream Life
Retirement is an important phase in everyone’s life and without the right financial backing, retirement can be a nightmare. Don’t let that happen to you. Let us plan your retirement finances so you can end your career with enthusiasm
Get a regular income post retirement
When you have put your wealth in all the right places, you can expect a post retirement that helps you live a comfortable life
breathe in your new life with enthusiasm
With a good retirement plan in place, you can not only live comfortably but prepare for the things you’ve always wanted to do in life
Frequently asked questions
A good retirement plan keeps in consideration time horizons, i.e. your current age and the age you plan to retire, estimated expenses post retirement, estate planning, assess risk tolerance and calculate after tax returns
While a good retirement plan is catered to your individual needs, there are certain things you can do to reduce your financial burden during your retirement like:
- Sticking to a savings plan
- Evaluating your retirement needs
- Learning about your employer’s pension plan
- Not touching your retirement savings until you retire
These are few of the most basic yet fundamental steps to retirement planning
The two types of retirement planning are:
Defined Benefit Plans– The Defined Benefit Plans provides employees financial benefits on retirement after their employer makes certain contributions for them
Defined Contribution Plans– The Defined Contribution Plan on the other hand, is the reverse of the former – the employee contributes to a retirement plan that the employer has set up for them
Someone in their 20s has 30+ years of service left for them. Since the expenses and liabilities are less in your 20s it gives the candidate enough time to assess their life and ambitions after retirement and invest in riskier investment opportunities like bonds, that are high risk but tend to give maximum returns in the long run
Studies show that you can live a comfortable life after retirement if you withdraw 4 – 5% of your retirement money every year. This is why it is important to start saving early to ensure that your 4% is enough to manage your yearly expenses
Retirement planning is a part of financial planning that focuses specifically on the financial security at the time of retirement. Financial Planning, on the other hand, is an umbrella term for all things that relate to your finances. This includes child’s education, wedding, medical procedure expenses, vacations, retirement etc
Prepare Yourself For A Life After Retirement
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