Health Insurance
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your health is precious. get it insured
Medical procedures and hospital stay can put an immense financial burden on yourself and your family. You may not think about it when you are at the peak of health but you never know when you need medical attention. Having a health insurance for you and your family ensures that you and your family can afford the best medical care at any stage of your career
Why Get Medical Insurance?
Insurance financially empowers you to fight lifestyle diseases
Safeguards you and your family
Combats medical inflation
Protects your income and savings
Choosing the right insurance for you and your family can be quite challenging and if you do it in a rush, you can miss out on certain family criteria for medical insurance. Advents provides you a detailed review on the type of Mediclaim you should get based on your medical history and the number of people needing coverage
We are good listeners
The secret to picking good health insurance is to understand your medical history. We make sure you are heard and take every medical scenario in consideration before we finalise on Mediclaim that is specific to your requirements
We think long term
It’s not enough to consider your current health. A good health insurance planner will look into your medical history, lifestyle and potential hereditary conditions before suggesting the right health insurance
Frequently asked questions
You should get it as soon as possible. When you are young, your chances of claiming medical insurance is less. This increases your chances of getting a ‘no claim bonus’ that is passed onto you for the next year. Secondly, those getting medical insurance after their 40s and 50s have to pay a greater premium
A good rule of thumb would be to get insured for 50% of your annual income. So, if you earn 12 lakhs annually, you should get a Mediclaim worth 6 lakhs. However, this might change for some instances, like if you have more number of dependents in your family, you have a greater chance of certain hereditary conditions, you should get a higher insurance
Yes. Everyone benefits from medical insurance because every one of us will require medical help at some point of time in our life. Therefore, a good Mediclaim ensures our families are safe from massive financial crisis
Most health insurance has a minimum waiting period of 30 days. There’s only one scenario when some insurance companies will make an exception – that is if you meet with an accident
We are a team of financial experts who treat you more like a partner than a client. Our suggestions are always catered to your financial goals and ambitions. We take pride in our work and our ability to soar new heights
Elective surgeries and treatments – like Lasik surgery, braces, lenses, hearing aids are not covered in Health Insurance. Additionally, other self inflected injuries and diseases are not covered like injuries from suicide attempts or dangerous decisions and STDs are not covered. Before getting a medical insurance, it is important to find out what your Mediclaim covers
Enjoy The Wealth That Is Your Health. Get Insured
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