Insurance

Don't leave your family's future to chance. Secure what matters most with comprehensive insurance coverage that works when you need it most, not when it's convenient.

Insurance

Don't leave your family's future to chance. Secure what matters most with comprehensive insurance coverage that works when you need it most, not when it's convenient.

Insurance

Don't leave your family's future to chance. Secure what matters most with comprehensive insurance coverage that works when you need it most, not when it's convenient.

Most People Get Insurance Completely Wrong

Most People Get Insurance Completely Wrong

Most People Get Insurance Completely Wrong

Life happens without warning. Medical emergencies drain savings. Accidents destroy income streams. Death leaves families struggling with debt and lost dreams. Most people think insurance is expensive until they realize how costly being uninsured really is. Insurance isn't about you. It's about everyone who depends on you. It's permission to build wealth without fear. It's the safety net that catches your family when life takes an unexpected turn.

Four types of Insurance you should invest in:

Four types of Insurance you should invest in:

Four types of Insurance you should invest in:

1

Life Insurance

InTerm, whole life, ULIPs, and endowment plans that ensure your family's financial security even when you're not around. Choose from pure protection or investment-linked policies.​

2

Health Insurance

Comprehensive health coverage that protects your savings from medical emergencies. Individual and family plans with cashless treatment across India's best hospitals.​

3

Critical Illness Insurance

Lump sum payouts for 64+ critical illnesses, including cancer, heart attack, and stroke. Replace lost income while you focus on getting better, not paying bills.​

4

Disability Insurance

Coverage that continues your income when disability stops your ability to work. Protect your lifestyle and your family's future regardless of what happens to your health.

Life Insurance Calculation

Life Insurance Calculation

Life Insurance Calculation

When calculating life insurance, ensure it covers all major financial responsibilities, your outstanding debts like home or personal loans, at least 10 years of family living expenses, children’s education and marriage costs, parents’ healthcare needs, and an emergency fund for unforeseen expenses. In most cases, a cover of 10–15 times your annual income is ideal to provide complete financial protection for your family.

Health Insurance Calculation

Health Insurance Calculation

Health Insurance Calculation

When planning health insurance, it’s important to factor in the average treatment costs in your city, your family’s medical history and health risks, and the type of hospitals or treatment standards you prefer. You should also account for medical inflation, which rises by nearly 12–15% every year. Based on these factors, a suitable health insurance cover is typically ₹10–50 lakh per family member, depending on your city, lifestyle, and healthcare needs.

FAQs

FAQs

FAQs

When should I buy life insurance?

When should I buy life insurance?

When should I buy life insurance?

How much life insurance do I need?

How much life insurance do I need?

How much life insurance do I need?

Can I have multiple insurance policies?

Can I have multiple insurance policies?

Can I have multiple insurance policies?

What if I develop health issues after buying insurance?

What if I develop health issues after buying insurance?

What if I develop health issues after buying insurance?

How do insurance claims work?

How do insurance claims work?

How do insurance claims work?

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Metrics

$116.88 Billion

80%

80%

India's total insurance market size for 2025, with growing middle class driving rapid adoption and protection need

83% Protection Gap

83% Protection Gap

$16.5 trillion unfulfilled mortality protection, leaving families vulnerable but highlighting critical insurance need

12% GST Rate

12% GST Rate

Proposed reduction on health insurance improving affordability and boosting penetration in underinsured segments

2047 Target

2047 Target

Government's universal insurance coverage goal with Bima Sugam platform streamlining access for 1.4 billion citizens

Secure Your Future with Insurance

Secure Your Future with Insurance

Secure Your Future with Insurance

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G-11, Ground floor, Eternity Mall, LBS Road, Teen Hath Naka, Thane – 400604, Maharashtra, India

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G-11, Ground floor, Eternity Mall, LBS Road, Teen Hath Naka, Thane – 400604 Maharashtra, India

© Advents Wealth. All Rights Reserved.

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G-11, Ground floor, Eternity Mall, LBS Road, Teen Hath Naka, Thane – 400604 Maharashtra, India

© Advents Wealth. All Rights Reserved.

VISIT

G-11, Ground floor, Eternity Mall, LBS Road, Teen Hath Naka, Thane – 400604 Maharashtra, India

© Advents Wealth. All Rights Reserved.