A newer path for investors
ready for the next step.
Specialised Investment Funds give you access to advanced strategies within a regulated structure, with a minimum investment of ₹10 lakh.
SpecialisedInvestment Funds
What Is SIF (Specialised Investment Fund)?
SIF is a SEBI-regulated investment category introduced in 2025. It sits between mutual funds and PMS, giving investors access to flexible, advanced strategies that were once available only to sophisticated investors.
How SIF Is Different
Not a mutual fund. Not a PMS. A middle path.
| Mutual Funds | SIF | PMS | |
|---|---|---|---|
| Minimum investment | ₹500 (SIP) | ₹10 lakh | ₹50 lakh |
| Strategies available | Standard | Advanced | Highly personalised |
| Customisation | None | Moderate | High |
| Regulation | SEBI MF Regulations | SEBI SIF framework | SEBI PMS Regulations |
| Best suited for | All investors | Growing-corpus investors | HNI investors |
Why Investors Consider SIF
What it can add to a growing portfolio
Sophisticated approaches within a regulated structure.
Exposure beyond simple long-only investing.
Governed by SEBI’s rules for the category.
A sensible middle path before a full PMS.
Who SIF Is For
SIF may be right for you if
Wondering whether SIF fits your portfolio?
Share what you already hold. We will look at your existing investments and tell you honestly whether a SIF strategy makes sense for you.
FAQs
Your questions, answered
1. Is SIF a new product?
2. What is the minimum investment?
3. What kind of strategies does SIF use?
4. Is SIF regulated?
5. Is SIF suitable for everyone?
6. Does SIF replace PMS?
Not Sure If SIF Is Right For You?
Book a consultation with our team. We will look at your current portfolio, understand your goals and tell you honestly whether SIF makes sense for where you are today.
SIF investments are subject to market risks. Read all scheme-related documents carefully before investing.
